German Saving Account
Highest interest rate on total balance, online and easy set-up, no hidden fees. Access your money at any time, no notice period.
Why our Saving Account?
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Highest interest rate
Place your available resources in a savings account with one of the highest interest rates.
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Your money is protected
The money you deposit with FCM Bank is protected - up to €100,000 under Deposit Guarantee Scheme.
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Interest on the entire deposit
The interest rate is the interest rate on your entire deposit.
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No hidden fees
With us you will not encounter any hidden fees, everything can be found in the detailed price list.
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Money at your disposal
Access your money within 3 days.
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Free set-up and management
Opening and maintenance is free of charge and without the need to maintain a current account or use other banking products.
Interest rates
The given interest rate is the interest on the entire amount of your deposit.
| Deposit amount in EUR | Annual interest rate |
| Up to EUR 100,000 | 0,41 % |
FAQ
The maximum deposit is EUR 100,000.
FCM Bank does not charge any fees to open an account. There may be fund-transfer charges from your origination bank. For further information about charges view the Guide to Fees and Charges.
For all amount of deposits, interest is paid on a quarterly basis and is compounded to the same account.
Yes, FCM Bank is a participant in the Depositor Compensation Scheme as established under the laws of Malta.
Key Facts about FCM Bank
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Maltese Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA).
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A Trusted Savings Partner
We have been serving our savers with some of the best products in the market for ten years. All deposits are covered by the Depositor Compensation Scheme.
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Long-Term Commitments
We know long-term goals and results must take priority over short-term success.
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A Business Focus
We are specialists in corporate financing solutions designed to meet the needs of micro businesses, SMEs and large corporates.
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The Best Service on the Market
We are constantly on the lookout for solutions in order to improve the customer experience.
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Exceptional Personal Banking Services
We provide a person you can trust and depend on; someone who will always be there putting the best ideas forward.
We are here to help
Do you have any questions? Our team of specialists is at your service.