Product for German Clients
We are entering the German savings account market and want to offer our new German clients a premium rate of 2.58 % p.a. Highest interest rate on total balance, online and easy set-up, no hidden fees. Access your money at any time, no notice period. Start saving profitably with FCM Bank and open an online savings account today.
Internet Banking for German Clients
Key Facts about FCM Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).
Moderate growth, marking FCM Bank as the most progressive corporate local bank.
The core business of the Bank is corporate lending with particular focus on real-estate financing.
We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.
We are operating in Malta, Czech Republic, and Germany.
Control and Supervision
Malta is a member of the eurozone and, like all member states, must have a regulator overseeing the financial and capital markets. Moreover, Malta's regulator, the MFSA, falls directly under the ECB, which is responsible for the entire eurozone market and must therefore respect the same regulations as central banks in Germany, Austria or any other country.
MFSA - Malta Financial Services Authority
The Maltese Financial Services Authority (MFSA), like the Deutsche Bundesbank, is the single regulator of financial services in Malta. The MFSA regulates banking, financial institutions, payment institutions, insurance companies and insurance intermediaries, investment services companies and collective investment schemes, securities markets, etc.
ECB - European Central Bank
FCM Bank Limited is also controlled by the European Central Bank. FCM Bank Limited is also a member of the deposit insurance scheme (Deposit Compensation Scheme) in Malta, which allows a further development within the European Union through acquisition of a bank in the euro area, which holds a European banking license.
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