Savings

3.58 % p.a.

Access your savings at any time and select the optimal method for managing your company's surplus funds. Our banking services provide above-standard interest rates in the market, ensuring that your funds work harder for you. Enjoy immediate application of competitive rates for deposits starting at €50,000 and above.

Key Figures

  1. Choose the product type according to your preference.

  2. Savings Account – no minimum amount.

  3. Fixed Term Deposit Accounts – minimum Euro 100,000.

TOP SAVER Interest Rates

Savings Account EUR (€)
up to 49,999 2.61 % p.a.
from 50,000 3.58 % p.a.


Interest rates are gross of tax and effective as of 25th April 2024. A Minimum €2,000 deposit required.

More About the Products

Individual care

Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.

Protected savings

Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.

You are our partner

We listen to your real business needs and offer a discreet financial partnership.

Key Facts about FCM Bank

  1. Maltese Bank

    Headquartered in Malta; holder of a Maltese banking licence since 2010; regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).

  2. Trusted Partner

    Moderate growth, marking FCM Bank as the most progressive corporate local bank.

  3. Business Focus

    The core business of the Bank is corporate lending with particular focus on real-estate financing.

  4. Long–Term Commitments

    We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.

  5. Other Markets

    We are operating in Malta, Czech Republic, and Germany.

We are here to help

Do you have any questions? Our team of specialists are ready to assist you.

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