Savings Account

3.58 % p.a.

Access your savings at any time. Start generating interest from January 19, 2024, inclusive, at a competitive rate. The rate is immediately applicable for deposits of €50,000 and more.

Key Figures

  1. No Notice Period. Freedom to make withdrawals at any time without the need to provide advance notice.

  2. A minimum deposit of €2,000 is required.

  3. FCM Bank is a member of Malta‘s Depositor Compensation Scheme.

TOP SAVER Interest Rates

Savings Account EUR (€)
up to 49,999 2.61 % p.a.
from 50,000 3.58 % p.a.

Interest rates are gross of tax and effective as of 25th April 2024. A Minimum €2,000 deposit required.

How to apply

Opening a Saving Account is as easy as 1,2,3. For further information or assistance,
please do not hesitate to contact us on 22488001 or by email on

Alternatively, you can initiate the account opening process quickly and conveniently through our simple online process.

More About the Product

Individual care

Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.

Protected savings

Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered under the scheme.

You are our partner

We consider you not just a client, but a valued partner in your financial journey. Understanding that every business is unique, we take the time to listen to your real business needs. By comprehending your goals, challenges, and aspirations, we can tailor our services to provide you with a discreet financial partnership that meets your specific requirements. Whether you're seeking financing solutions or deposit services, you can trust us to be your reliable partner every step of the way.

Key Facts about FCM Bank

  1. Maltese Bank

    Headquartered in Malta; holder of a Maltese banking licence since 2010; regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).

  2. Trusted Partner

    Moderate growth, marking FCM Bank as the most progressive corporate local bank.

  3. Business Focus

    The core business of the Bank is corporate lending with particular focus on real-estate financing.

  4. Long–Term Commitments

    We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.

  5. Other Markets

    We are operating in Malta, Czech Republic, and Germany.

We are here to help

Do you have any questions? Our team of specialists are ready to assist you.

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