Savings Account

3.58 % p.a.

Access your savings at any time. Generate interest at a competitive rate from January 19th 2024 inclusive. The rate is immediately applicable for deposits of €50,000 and more.

Key Figures

  1. Withdrawals can be made at any time without having to give notice.

  2. A minimum deposit of €2,000.

  3. FCM Bank is a member of Malta‘s Depositor Compensation Scheme.

TOP SAVER Interest Rates

Savings Account EUR (€)
up to 49,999 2.58 % p.a.
from 50,000 3.58 % p.a.

Interest rates are gross of tax and effective as of 19th January 2024. Minimum €2,000 deposit required.

How to apply

Opening a Saving Account is as easy as 1,2,3. For further information,
you can contact us on 22488001 or by email on

Or you can also open an account using a simple online process.

More About the Product

Individual care

Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.

Protected savings

Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.

You are our partner

We listen to your real business needs and offer a discreet financial partnership.

Key Facts about FCM Bank

  1. Maltese Bank

    Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).

  2. Trusted Partner

    Moderate growth, marking FCM Bank as the most progressive corporate local bank.

  3. Business Focus

    The core business of the Bank is corporate lending with particular focus on real-estate financing.

  4. Long–Term Commitments

    We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.

  5. Other Markets

    We are operating in Malta, Czech Republic, and Germany.

We are here to help

Do you have any questions? Our team of specialists is at your service.

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