Fixed-Term Deposit
Fix your investment return with our Euro term deposits and benefit from higher guaranteed rates from October 1st 2023 inclusive.
Key Figures
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Choose your deposit term according to your preference.
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A minimum deposit of €2,000.
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We offer the flexibility of choosing quarterly, bi-annual, or annual payments with the option to compound annually for amounts greater than €15,000.
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FCM Bank is a member of Malta’s Depositor Compensation Scheme.
Interest Rates
| Term | EUR (€) |
| 1 Year | 3.50 % p.a. |
| 9 Months | 3.35 % p.a. |
| 6 Months | 3.35 % p.a. |
| 3 Months | 3.00 % p.a. |
| Savings | 2.58 % p.a. |
Terms and Conditions apply. Interest rates are gross of tax and correct as of 1st October 2023.
Minimum €2,000 deposit required. Further details on products and services are available upon request.
How to apply
Opening a Fixed-Term Deposit Account is as easy as 1,2,3. For further information,
you can contact us on 22488001 or by email on info@fcmbank.com.mt.
More About the Product
Individual care
Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.
Protected savings
Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.
You are our partner
We listen to your real business needs and offer a discreet financial partnership.
Key Facts about FCM Bank
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Maltese Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).
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Trusted Partner
Moderate growth, marking FCM Bank as the most progressive corporate local bank.
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Business Focus
The core business of the Bank is corporate lending with particular focus on real-estate financing.
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Long–Term Commitments
We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.
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Other Markets
We are operating in Malta, Czech Republic, and Germany.