Fixed-Term Deposit

3.61 % p.a.

Secure your investment returns with our Euro Term Deposits and enjoy higher guaranteed rates of up to 3.61 % p.a. Whether you opt for short-term or long-term deposits, our competitive rates offer stability and growth for your financial assets.

Key Figures

  1. Choose your deposit term according to your preference.

  2. A minimum deposit of €2,000 is required.

  3. We offer the flexibility of choosing monthly, quarterly, half yearly, or annual payments with the option to compound annually.

  4. FCM Bank is a member of Malta’s Depositor Compensation Scheme.

Interest Rates

Term EUR (€)
1 Year 3.00 % p.a.
9 Months currently not on offer
6 Months 3.58 % p.a.
3 Months 3.61 % p.a.


Terms and Conditions apply. Interest rates are gross of tax and correct as of 29th May 2024.
A minimum deposit of €2,000 is required. Further details on our products and services are available upon request.

How to apply

Opening a Fixed-Term Deposit Account is as easy as 1,2,3. For further information or assistance,
please do not hesitate to contact us on 22488001 or by email on info@fcmbank.com.mt

More About the Product

Individual care

Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.

Protected savings

Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.

You are our partner

We listen to your real business needs and offer a discreet financial partnership.

Key Facts about FCM Bank

  1. Maltese Bank

    Headquartered in Malta; holder of a Maltese banking licence since 2010; regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).

  2. Trusted Partner

    Moderate growth, marking FCM Bank as the most progressive corporate local bank.

  3. Business Focus

    The core business of the Bank is corporate lending with particular focus on real-estate financing.

  4. Long–Term Commitments

    We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.

  5. Other Markets

    We are operating in Malta, Czech Republic, and Germany.

We are here to help

Do you have any questions? Our team of specialists are ready to assist you.

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