Fixed-Term Deposit
Secure your return with our 1-year euro fixed-term deposit account and enjoy an attractive interest rate of 2.38% p.a. Whether you opt for a short-term or long-term deposit, our competitive rates offer stability and growth for your financial assets.
Fixed-Term Deposit Interest Rates
| Term |
|
|
| 1 Year | 2.38 % p.a. | |
| 6 Months | 2.01 % p.a. | |
| 3 Months | 2.08 % p.a. |
Terms and Conditions apply. Interest rates are gross of tax and correct as of 1st January 2026.
A minimum deposit of €2,000 is required. Further details on our products and services are available upon request.
Key Figures
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Choose your deposit term according to your preference.
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A minimum deposit of €2,000 is required.
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We offer the flexibility of choosing monthly, quarterly, half yearly, or annual payments with the option to compound annually.
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FCM Bank is a member of Malta’s Depositor Compensation Scheme.
More About the Product
Dedicated Relationship Management
Each client benefits from a dedicated relationship manager providing a discreet, responsive, and highly personalised service. We combine deep product expertise with market insight to support informed financial decisions and effective strategy execution.
A Trusted Banking Partnership
We work closely with our clients to understand their business objectives and deliver tailored financial solutions built on trust, discretion, and long-term cooperation.
Secure Deposits with Regulatory Protection
Deposits up to €100,000 per depositor are protected under the Malta Depositor Compensation Scheme. Any amounts exceeding this limit are not covered by the scheme.
Key Facts about FCM Bank
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Attractive Returns
Competitive, above-market interest rates designed to enhance the performance of surplus liquidity. Your accruals can be settled to your Savings account or Fixed Term Deposit.
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Liquidity with Control
Maintain the ability to manage liquidity efficiently while optimising your cash position.
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Immediate Rate Application
Preferential conditions applied from €500,000, ensuring efficient capital deployment from day one.