Win an Opera Night with FCM Bank
Open a new 1-year Fixed Term Deposit of €10,000 or more and register using the form below to enter our draw for one of 25 double tickets to Turandot — (Saturday, 30 May 2026) a once-in-a-century operatic celebration at Teatru Astra.
This is a unique opportunity to combine secure financial growth with an evening of world-class artistic prestige. Winners will enjoy a refined cultural event in one of Gozo’s most respected theatres — perfect for those who value heritage, beauty and exceptional artistry.
The applicable competition terms and conditions are available here.
Congratulations to the winners listed below. We have already been in touch with each of them.
Why Choose an FCM Bank Fixed-Term Deposit?
Our term deposits are trusted by clients who value stability, discretion and long term financial confidence.
- ✓ Attractive fixed interest rates
- ✓ Guaranteed returns for the full term
- ✓ Savings protected under the Malta Depositor Compensation Scheme
- ✓ A private, discreet and personalised banking experience
Compound Interest Explained
Compound interest is the process where the interest you earn on your money is added back to your balance, so that you then earn interest on that interest.
This means that the interest paid is not withdrawn but is increased with the deposit amount and reinvested again for another term.
The effect on your savings if you compound interest
Unlike simple interest, which is the interest calculated on your original deposit amount, compound interest is calculated on your total current balance (initial deposit + all previously earned interest).
Illustration showing the effect of compound monthly interest to your initial deposit.
* Interest Rate used is 2.38% p.a. as promoted in this leaflet
** Withholding tax rate quoted as applicable currently
| Date | Deposit Euro | Interest calculated before Tax * | Applicable tax on interest at 15% * * | Interest after tax deduction | Amount to be reinvested |
|---|---|---|---|---|---|
| 24/02/2026 | € 100,000.00 | ||||
| 24/03/2026 | € 182.58 | € 27.39 | € 155.19 | € 100,155.19 | |
| 24/04/2026 | € 202.45 | € 30.37 | € 172.08 | € 100,327.27 | |
| 24/05/2026 | € 196.26 | € 29.44 | € 166.82 | € 100,494.09 | |
| 24/06/2026 | € 203.14 | € 30.47 | € 172.67 | € 100,666.76 | |
| 24/07/2026 | € 196.92 | € 29.54 | € 167.38 | € 100,834.14 | |
| 24/08/2026 | € 203.82 | € 30.57 | € 173.25 | € 101,007.39 | |
| 24/09/2026 | € 204.17 | € 30.63 | € 173.54 | € 101,180.93 | |
| 24/10/2026 | € 197.93 | € 29.69 | € 168.24 | € 101,349.17 | |
| 24/11/2026 | € 204.86 | € 30.73 | € 174.13 | € 101,523.30 | |
| 24/12/2026 | € 198.60 | € 29.79 | € 168.81 | € 101,692.11 | |
| 24/01/2027 | € 205.56 | € 30.83 | € 174.73 | € 101,866.84 | |
| 24/02/2027 | € 205.91 | € 30.89 | € 175.02 | € 102,041.86 |
If the interest was withdrawn every month, the total interest after tax would be € 2,023.00.
A Masterpiece Reborn: About Puccini’s Turandot
On 25 April 1926, the world witnessed the première of Turandot, the final and most ambitious work of Giacomo Puccini — widely regarded as the last great opera of the Italian grand tradition. Although unfinished at the time of Puccini’s death and later completed by Franco Alfano, the opera’s emotional depth, musical innovation and dramatic scale have secured its place among the most celebrated works of the 20th century.
Set in a magnificent, mythical vision of ancient China, Turandot draws its audience into a world of ritual, mystery and hidden longing. Renowned for its dramatic intensity and rich orchestration, the opera features the iconic aria “Nessun dorma”, one of the most universally recognised tenor arias in history.
This centenary production at Teatru Astra will be conducted by Joseph Debrincat, leading the Malta Philharmonic Orchestra, with the Classique Opera Chorus and a distinguished cast including Maida Huddeling (Turandot), Gianluca Breda (Timur) and Matteo Mezzaro (Pong). Designed by Matteo Capobianco and directed by Salvo Dolce, the performance offers a refined and contemporary tribute to a century of Turandot’s legacy.
Supported by the Cultural Heritage Directorate within the Ministry for Gozo and Planning, Visit Malta, NDSF and the Social Causes Fund, this production is expected to be one of Malta’s most prestigious cultural events in 2026.