Savings Account
Access your savings at any time. Start generating interest, at a competitive rate. The rate is immediately applicable for deposits of €50,000 and more.
Key Figures
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No Notice Period. Freedom to make withdrawals at any time without the need to provide advance notice.
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A minimum deposit of €2,000 is required.
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FCM Bank is a member of Malta‘s Depositor Compensation Scheme.
TOP SAVER Interest Rates
| Savings Account | EUR (€) |
| up to 49,999 | 1.33 % p.a. |
| from 50,000 | 2.03 % p.a. |
Terms and Conditions apply. Interest rates are gross of tax and effective as of 1st July 2025.
A minimum deposit of €2,000 is required. Further details on our products and services are available upon request.
How to apply
Opening a Saving Account is as easy as 1,2,3. For further information or assistance,
please do not hesitate to contact us on 22488001 or by email on info@fcmbank.com.mt.
We look forward to meeting you in person.
More About the Product
Individual care
Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.
Protected savings
Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered under the scheme.
You are our partner
We consider you not just a client, but a valued partner in your financial journey. Understanding that every business is unique, we take the time to listen to your real business needs. By comprehending your goals, challenges, and aspirations, we can tailor our services to provide you with a discreet financial partnership that meets your specific requirements. Whether you're seeking financing solutions or deposit services, you can trust us to be your reliable partner every step of the way.
Key Facts about FCM Bank
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Attractive Returns
Competitive, above-market interest rates designed to enhance the performance of surplus liquidity. Your accruals can be settled to your Savings account or Fixed Term Deposit.
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Liquidity with Control
Maintain the ability to manage liquidity efficiently while optimising your cash position.
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Immediate Rate Application
Preferential conditions applied from €500,000, ensuring efficient capital deployment from day one.