Fixed-Term Deposit
Secure your investment return with our 3-Month Euro Term Deposit and enjoy a guaranteed interest rate of 2.28 % p.a. Whether you opt for a short-term or long-term deposit, our competitive rates offer stability and growth for your financial assets.
Fixed-Term Deposit Interest Rates
| Term |
|
|
| 1 Year | 2.08 % p.a. | |
| 6 Months | 2.01 % p.a. | |
| 3 Months | 2.28 % p.a. |
Terms and Conditions apply. Interest rates are gross of tax and correct as of 1st July 2025.
A minimum deposit of €2,000 is required. Further details on our products and services are available upon request.
Key Figures
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Choose your deposit term according to your preference.
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A minimum deposit of €2,000 is required.
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We offer the flexibility of choosing monthly, quarterly, half yearly, or annual payments with the option to compound annually.
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FCM Bank is a member of Malta’s Depositor Compensation Scheme.
How to apply
Opening a Fixed-Term Deposit Account is as easy as 1,2,3. Send us a request for private meeting below.
For further information or assistance,
please do not hesitate to contact us on 22488001 or by email on info@fcmbank.com.mt.
More About the Product
Individual care
Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.
Protected savings
Your savings and deposits up to €100,000 at FCM Bank are protected by Malta’s Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.
You are our partner
We listen to your real business needs and offer a discreet financial partnership.
Key Facts about FCM Bank
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Maltese Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).
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Trusted Partner
Moderate growth, marking FCM Bank as the most progressive corporate local bank.
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Business Focus
The core business of the Bank is corporate lending with particular focus on real-estate financing.
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Long–Term Commitments
We are building better Malta. We are financing development of more than 1,500 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.
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Other Markets
We are operating in Malta, Czech Republic, and Germany.
Enter our Christmas Giveaway for a chance to win a luxury Mediterranean cruise!
Open a Term Deposit Account – Grow Your Savings and Win
Between October 1 and November 30, 2025, simply open a Term Deposit Account with a minimum deposit of €2,000, or renew your maturing term account. This can be done conveniently online or in person at our branch.
Every completed application will automatically enter you into the draw for the grand prize – a 7-day Mediterranean cruise.
The Christmas Giveaways competition concluded on 30 November 2025. We extend our sincere appreciation to all participants for their engagement. The winners will be announced on this website following the draw on 17 December 2025. Successful entrants will also be contacted individually by telephone.