What is GDPR?

The General Data Protection Regulation (GDPR) is a comprehensive data protection law enacted by the European Union (EU) to enhance the privacy and rights of EU citizens regarding their personal data. It aims to harmonize data privacy laws across EU member states while also addressing the challenges posed by the digital age. It imposes obligations on organizations that collect, process, or store personal data, requiring them to implement appropriate security measures and obtain explicit consent from individuals for data processing activities.

When did GDPR come into effect?

GDPR came into effect across all EU member states, including Malta on the 25th of May 2018. This date marked the beginning of enforcement of the GDPR's provisions, imposing new requirements and standards for data protection and privacy across the EU. Organizations that handle personal data of EU residents were required to comply with the GDPR's provisions by this deadline, ensuring that they implemented appropriate measures to protect individuals' privacy rights and meet the regulation's requirements.

Who is affected by the GDPR?

GDPR applies to all companies processing and holding personal data of data subjects residing in the EU, regardless of where the company is located. This means that companies located outside the EU must comply with GDPR if they offer goods or services to EU residents or monitor the behaviour of individuals within the EU.

What is personal data?

Personal data refers to any information related to a natural person (known also as ‘Data Subject’), that may be used to identify the person directly or indirectly. Personal data would include the persons; name, address, date of birth, identification number, phone number or email address.

Why is the GDPR being introduced?

The aim of GDPR is to achieve openness and transparency between individuals and the organisations that use their data. Due to the numerous digital and technological advances taking place, this has brought about new ways in which data can be used and shared and therefore, GDPR attempts to ensure organisations act in an accountable and compliant manner in how they process individuals' data.

How does GDPR affect you as an FCM customer?

GDPR provides you with more transparency regarding your personal data. It strengthens your rights, giving you improved access to your data and the right to review and, in certain circumstances, edit or delete the information that organisations store about you. No action is required from customers. For further information regarding your rights as a data subject, click on the following link 


Frequently Asked Questions about our products and services.

Savings Safety

How safe are your savings in FCM Bank?


Detailed information about FATCA.

Online Banking Support

How to log into your online banking account.

Keeping You Safe Online

Avoid the risk of landing on a fraudulent page.


General Data Protection Regulation information. 

Your browser is out of date.

Please update your browser for better security, speed and experience with this site. For more information on the importance of updating, click here.